Distributors

Turn Your Client Relationships Into Recurring Revenue

Your clients trust you with their most important decisions—their visa applications, legal matters, and financial planning. When they need international health and life insurance, that same trust can become a valuable revenue stream for your practice. Partner with Cobalt to offer your clients expert insurance guidance while generating meaningful passive income from every successful placement.

Why Professional Service Providers Choose Cobalt Partnership

Recurring Revenue Without Additional Effort

Your existing client relationships represent untapped income potential. Every expatriate, high-net-worth individual, or international business you serve likely needs sophisticated insurance coverage. By partnering with Cobalt, you transform routine client interactions into ongoing revenue opportunities—without requiring insurance expertise, additional staffing, or operational changes to your practice.

Enhance Client Value While Generating Income

Your clients already face complex insurance decisions when moving abroad or planning international strategies. Rather than leaving them to navigate this complexity alone, you can offer genuine added value through our expert guidance—while earning attractive referral fees. It’s additional service that strengthens client relationships and generates revenue simultaneously.

Zero Risk, Maximum Reward Partnership

Our partnership model requires no financial investment, no operational changes, and no liability on your part. You simply refer clients who need insurance guidance, and we handle everything else—from initial consultation through policy implementation and ongoing service. You focus on your expertise while earning attractive commissions on successful placements.

Professional Credibility Enhancement

Partnering with an FCA-authorized broker with 40 years of specialist experience enhances your professional reputation. Your clients receive access to genuine expertise and comprehensive insurance solutions, while you’re associated with quality service delivery that reflects well on your practice.

How We Work With You

Quick Intro

You introduce your contact to us—name, email, needs—nothing more. You stay passive while we get to work.

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Direct Client Support

We contact the client, assess their situation, and offer the right insurance options—always in line with what you’d expect from a top-tier provider.

Real-Time Updates

We keep you informed on progress, and let you know when a policy goes live—so you can track outcomes without chasing.

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Commission Paid

We pay you on time, transparently. No chasing. No surprises. Commission structures vary by product, but are always competitive.

Long-Term Respect and Partnership

We never cross-sell without permission, and we don’t contact your client again unless they ask. Our reputation—and yours—matters most.

5 Key Benefits of Becoming a Cobalt Distributor

Zero FCA Burden

You’re not advising or arranging. You simply connect—fully within FCA passive introduction rules.

Clear Paperwork

We provide compliant introducer agreements and onboarding materials.

Premium Client Care

We treat every client as if they came from our own network. Because in a way—they did.

Flexible Introducer Models

Whether you want to be hands-off or involved, we tailor the model to your business.

Trust & Transparency

As your introducer partner, we act with clarity and fairness. You won’t find hidden clauses or vague promises here. We keep things simple—referrals are logged, commissions are tracked, and your reputation stays protected. Our introducers benefit from:

40+ years of specialist experience in international health and life insurance.

Access to Premium, A-Rated Insurers

FCA-authorised and guided by experienced, CII-qualified advisors who understand what introducers need.

Trusted by World-Leading Partners

“When we expanded our operations to Southeast Asia and West Africa, we needed comprehensive health coverage for our international team. Cobalt understood our requirements immediately and designed a scheme that covers our employees across multiple countries including Thailand, Nigeria, and South Africa with no gaps or complications. Their renewal negotiations saved us significant costs while improving coverage – exactly the professional service we needed.”

HR Director, International Manufacturing Company, Vietnam

“Our offshore drilling operations require specialist life insurance that most brokers simply can’t arrange. Cobalt accessed Lloyd’s markets to provide coverage that standard insurers wouldn’t even quote. Their understanding of high-risk industries and ability to secure appropriate terms has been invaluable for our employee protection strategy.”

Benefits Manager, Energy Sector Company, Ghana

“After switching to Cobalt for our group health insurance, we’ve seen a significant improvement in employee satisfaction with their benefits. Their team handles all the complexity behind the scenes, responds to employee queries within hours, and their annual review process consistently delivers better terms. They’ve transformed our benefits administration.”

CEO, Financial Services Firm, Malyaysia

“When our daughter needed emergency surgery while studying in Australia, Cobalt coordinated everything – from specialist referrals to direct billing with the hospital. We never saw a single invoice or had to complete claim forms. Their support during a stressful time was exceptional, and we knew we’d made the right choice with our international health cover.”

Expatriate Family, Singapore

“Moving from London to Dubai with young children was daunting enough without worrying about healthcare. Cobalt arranged seamless coverage that works in both countries with access to the best private hospitals. When we relocated again to Hong Kong, our cover simply moved with us. No gaps, no complications, no stress.”

Expatriate Family, Dubai

Ready to Partner With Cobalt?

Refer clients with total confidence. Whether it’s one introduction or one hundred, we’ll handle them with care, discretion, and professionalism.