About Us

Our Mission: Protecting Lives, Building Trust

At Cobalt Health & Life, we believe insurance should be transparent, empathetic and truly personalised. Our mission is to safeguard our clients’ health, wealth and wellbeing through a concierge level brokerage service built on integrity and long term relationships.

Behind every great service is a team with deep expertise and genuine commitment to client success. Our head of partnerships, Kevin Jamali work with insurers, and lead referrers to create mutually beneficial partnerships. Our advisers combine decades of international insurance knowledge with first-hand expatriate experience, ensuring we understand both the technical complexities and personal realities of living and working abroad. This blend of professional expertise and personal insight means you receive advice from people who truly understand your situation.

Our Founder & Expertise

Adam R. Paice, CII qualified and Founder of Cobalt, brings over 30 years of international insurance expertise—from London’s Lloyd’s market to Asia’s dynamic hubs. His unwavering commitment to integrity and clear communication has fostered client relationships that span decades.

“I founded Cobalt to bring a more personal, client‑first approach to insurance. We represent you, not the insurers—ensuring peace of mind wherever life takes you.”

Adam R. Paice, Founder

Our Values

Client-First Advocacy

We champion your interests, negotiating the best terms and standing by you through claims, renewals and life’s changes.

Client-First Advocacy

We champion your interests, negotiating the best terms and standing by you through claims, renewals and life’s changes.

Empathy & Understanding

Insurance is personal. We listen deeply to your needs and respond with solutions that reflect your circumstances.

Transparency & Integrity

Plain‑English advice, clear disclosure of costs and no hidden surprises—ever.

Concierge Service

From initial consultation to claims support, we manage every detail so you can focus on life and business.

Long-Term Partnership

We aim to be your trusted adviser for life, adapting your coverage as your journey evolves.

Our Reach and Credentials

FCA-Authorised UK Brokerage

30+ years of global insurance experience

Partnerships with 20+ leading insurers worldwide

Broad expertise in expat and international client needs

Connect With Us

Have questions or need tailored advice? Contact Cobalt Health & Life and discover why clients choose us as their insurance partner for life.

Trusted by World-Leading Partners

“As a small consultancy, we thought comprehensive health insurance for our team would be impossible due to pre-existing conditions. Cobalt secured medical history disregarded coverage from day one for all eight employees. Their ability to find solutions for smaller companies with complex needs was remarkable.”

Managing Director, Consulting Firm, Vietnam

“When my husband was diagnosed with a serious condition while we were based in Jakarta, Cobalt arranged specialist treatment in Singapore within 48 hours. Their team coordinated everything from medical reports to direct billing, allowing us to focus entirely on his recovery. The quality of care and support we received was outstanding.””

Expatriate Family, Indonesia

“Our offshore drilling operations require specialist life insurance that most brokers simply can’t arrange. Cobalt accessed Lloyd’s markets to provide coverage that standard insurers wouldn’t even quote. Their understanding of high-risk industries and ability to secure appropriate terms has been invaluable for our employee protection strategy.”

Benefits Manager, Energy Sector Company, Ghana

“With teams across 40 countries, we needed group life insurance that was both comprehensive and cost-effective. Cobalt delivered a solution that covers all our international staff at rates significantly better than our previous provider. Their focus on value for money while maintaining quality coverage was exactly what our business needed.”

Global HR Director, Travel Agency, Thailand

“Our telecoms business operates across Asia-Pacific with frequent employee travel and relocations. Cobalt designed group health coverage that adapts to our mobile workforce, with consistent access to quality healthcare across all our operating countries. Their understanding of our industry’s unique requirements was impressive.”

Regional HR Manager, Telecommunications Company, Hong Kong

Adam R. Paice

Founder, Cobalt Medical and Life

Adam R. Paice is the Founder of Cobalt Medical and Life, with over 30 years of expertise in medical, life, and specialist insurance — particularly for international and high-net-worth clients. Having worked extensively in London and across Asia, including over a decade in Hong Kong’s insurance sector, Adam brings rare insight into the cross-border complexities faced by expatriates and global professionals. He holds Chartered Insurance Institute (CII) qualifications in London Market products and is known for designing tailored insurance solutions that align precisely with each client’s unique circumstances.

Adam’s reputation is built on integrity, transparency, and a commitment to service excellence. He is deeply valued for his clear communication and long-term relationships, some spanning more than three decades. At Cobalt Medical and Life, Adam leads with a client-first philosophy — delivering proactive risk management and bespoke coverage that protects clients’ lifestyles and peace of mind, wherever life or business takes them.